Access to and coverage for health care should be considered a fundamental right rather than a market-driven commodity. Health care is essential for individual well-being and societal stability, and restricting access based on financial status leads to significant disparities. Research shows that countries with universal healthcare systems experience better health outcomes, lower mortality rates, and reduced financial burdens on individuals (Berchick et al., 2019). In contrast, in the United States, millions stay uninsured or underinsured, resulting in delayed medical care and preventable complications. Recognizing health care as a right aligns with ethical principles of justice and beneficence, ensuring fair treatment for all individuals, regardless of socioeconomic status.

When health care is treated as a commodity, economic and market forces decide accessibility, often prioritizing profitability over patient needs. This approach disproportionately affects marginalized communities, leading to increased health disparities and financial hardship. Studies show that the high cost of medical care in the United States has led to medical debt becoming a leading cause of personal bankruptcy (Collins et al., 2020). A system that guarantees healthcare access for all would not only improve health outcomes but also reduce overall health expenditures by focusing on preventive care and minimizing emergency interventions. Ultimately, a right-based approach to health care is essential for fostering a healthier and more equitable society.

References

Berchick, E. R., Barnett, J. C., & Upton, R. D. (2019). Health insurance coverage in the United States: 2018. United States Census Bureau.

Collins, S. R., Bhupal, H. K., & Doty, M. M. (2020). Health insurance coverage eight years after the Affordable Care Act: Fewer uninsured Americans and more stable coverage. The Commonwealth Fund.